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Our laptops and tablets can feel like extensions of our Claim For a Laptop on Home Insurance. We use them every day for both work and relaxation, and take them with us when we’re on the go. With all this heavy use, we increase the likelihood that they might get lost or damaged. Laptop insurance and tablet insurance can protect you—and your wallet—from these unfortunate accidents. Here’s everything you need to know about this important type of insurance, and why you might want to consider investing.
To cover a Insurance Cover Stolen Laptop in UK in the home you will need to select Extra Accidental Damage cover. If you would like to be covered away from home you will need to select Personal Belongings cover. For cover limits, exclusions and further information please see our overview of benefits.
What is laptop insurance?
Have you ever thought about the hassle of Insurance Cover Stolen Laptop in UK? Laptop insurance protects your laptop against risks like theft, accidental damage and mechanical breakdown. It means that if anything does happen to one of your most prized possessions (for example, if it’s stolen or damaged), the cost for repair or replacement would be covered.
For some professionals, their laptop is their livelihood and insurance could be critical for such a person. But that doesn’t mean it’s not important for the rest of us. With more and more products and services taking place online, from identity services to banking and even signing a mortgage, we need to protect the devices we use. Laptop insurance offers peace of mind that you can quickly regain the balance in your life should something happen to your PC or MacBook.
What kind of insurance do I need for my laptop or tablet?
If you’re lucky, your laptop and other Insurance Cover Stolen Laptop in UK by your renter’s or homeowner’s insurance policy. Typically, this means your devices are covered against theft, fire, and defacement. However, this likely won’t cover you from accidental damage or theft outside of your home. Additionally, if you file multiple claims within a certain time, it’s possible that your monthly premium will go up. What’s more, these insurances may only reimburse you for the market value of your device at the time it was stolen—which may not be enough to purchase a new one.
That’s why it might be a good idea to get a separate device insurance. Insuring your electronics will save you from having to file a claim with your renter’s or homeowner’s insurance, and protect you from accidental damage like cracked screens. Now, for as little as €4.76 a month, you can insure your laptop, tablet, smartwatch, or smartphone with N26 Electronics Insurance. This will cover you in the event of theft, burglary, vandalism, accidents, and liquid damage. Plus, you can initiate a claim directly from your N26 app.
How much does laptop insurance typically cost?
As mentioned above, laptop insurance may be Insurance Cover Stolen Laptop in UK standard insurance packages, depending on your policy and the country you live in. However, when selecting an insurance policy to cover your laptop specifically, prices vary depending on the extent of the coverage. It also depends on the age and model of your laptop and whether you want to cover multiple electronic gadgets under one policy.
Additionally, it’s important to consider the relative cost of the insurance package compared to the price of the device you want to insure. For example, if you’re paying €50 a year to insure a €100 tablet, the math doesn’t add up. As most insurance policies require you to pay a minimum excess in addition to your monthly or annual insurance contributions, in this instance, you could end up paying more in insurance than the total cost of the device.